Kimberly Goodwin, PhD
Articles by Kimberly Goodwin, PhD:
ChimpChange was founded in 2012 with the goal of providing no-cost banking to millions of Americans. the ChimpChange app offers several money management tools that might appeal especially to consumers who don’t have a bank, or who want a cheap way to send money to friends or family. Apple and Android smartphone users can download […]
Whether you have a home equity loan or a home equity line of credit (HELOC), it’s important to know what to expect when it comes to fees and penalties. Some fees you can’t avoid, but other fees you might be able to reduce or avoid altogether. A home equity loan gives you a lump sum at closing, while […]
A home equity loan can be one way to access cash for home improvements, vacation, debt consolidation, or any other financial need you may face. Your home equity loan allows you to borrow against the equity in your home and pay it back over a long period of time with a low interest rate. The application process, however, can be as cumberso
If you are interested in starting your own business, finding the cash to finance your business can be one of the biggest challenges. Whether you are a new small business owner looking to get your business off the ground or an existing small business owner struggling to grow and manage your working capital, you may […]
Student loan debt is a major concern for many families in the U.S. The process of applying for loans and filling out paperwork can be confusing, and a family might not know where to turn for help. Luckily, there are many reputable, free sources of student loan help.
Utah has the lowest percentage of high school graduates immediately entering college. While most other states are above 55 percent, only 42 percent of Utah high school graduates immediately enter college.
If your Verizon account has been sent to collections and is negatively impacting your credit score, you might have options to remove the negative mark. Here’s how to take the proper steps to resolve the problem.
Building an addition to your home can create value, but can also cost tens of thousands of dollars. If you need financing for an addition, personal loans, home equity, or a line of credit might be worthwhile options to consider.
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