Kimberly Goodwin, PhD

Kimberly Goodwin, PhD

Dr. Kimberly Goodwin is currently the Parham Bridges Chair of Real Estate and an Associate Professor of Finance at the University of Southern Mississippi. She holds a B.S. in Geophysics from the University of Delaware, a M.B.A. from the University of Southern Mississippi, a M.S. in Finance from the George Washington University, and a Ph.D. in Finance from the University of Alabama. Dr. Goodwin’s research focuses on real estate markets and has been published in some of the top real estate journals. She is also a Co-Editor for the Journal of Housing Research.

Articles by Kimberly Goodwin, PhD:

Home Equity Loan Closing Costs & Fees

Home equity loan closing costs vary from 2% to 5% of the loan amount. HELOC fees vary greatly depending on the lender.

Posted in: Home Equity,
Pet Insurance for Adopted Dogs and Cats

These days, veterinary medicine allows cats and dogs to receive most of the same types of surgeries and procedures available to humans. There are special eye doctors, MRI machines, and cardiac and orthopedic surgeons for pets. Just as these procedures can be expensive for humans, they are expensive for pets. If you are concerned about […]

Posted in: Learn More, Pet Insurance,
Alternatives to Home Equity Loans & HELOCs

If you are a homeowner and need some cash to make a big purchase, a home equity loan or home equity line of credit (HELOC) can be a great borrowing option. There are some downsides that you should consider, however. Both forms of credit usually have some type of origination or closing fees and both are secured […]

Posted in: Home Equity,
Can You Use a Home Equity Line of Credit for Business Expenses?

Data shows that cash flow issues are the reason why one in four small businesses don’t survive past the first year. It’s also the reason why half of all small businesses don’t survive beyond the fifth year. Successfully managing working capital during the first year when you don’t have credit is a huge challenge. Continuing […]

Posted in: Home Equity, Home Equity Uses,
SoFi Competitors and Alternatives for Student Loan Refinancing

SoFi has many competitors when it comes to student loan refinancing. Some alternatives include Earnest, ELFI, and Citizens Bank.

Posted in: Student Loans,
Prosper Competitors and Alternatives

Peer-to-peer lending is a relatively new way for consumers to borrow and invest money. These types of lending platforms remove the barrier of the traditional financial institution from the lending process and directly match borrowers with investors. Prosper was the first peer-to-peer lender in the United States. Founded in 2006, Prosper has helped over 800,000 […]

Posted in: Personal Loans, Small Business Loans,
Bank of America Auto Loans Review

Bank of America is a comprehensive, global financial institution. The company traces its roots back to 1784, and those institutions that eventually grew into the brand today had an important impact on the growth of the United States and modern financial services. For example, one of its heritage banks helped finance the population boom and […]

Posted in: Auto Loans, Reviews,
First Republic Bank Student Loan Refinance Review

First Republic Bank offers student loan refinancing to borrowers with good credit. Refinancing could help you lower your monthly payments or interest rates.

Posted in: Student Loans,
Jetty Renters Insurance Review

Jetty is a relatively new company changing the market for rental insurance by providing services that renters need. Both the rates and service could make this a company worth considering if you are in the market for renters insurance.

Posted in: Insurance,
How Does ChimpChange Work?

ChimpChange was founded in 2012 with the goal of providing no-cost banking to millions of Americans. the ChimpChange app offers several money management tools that might appeal especially to consumers who don’t have a bank, or who want a cheap way to send money to friends or family. Apple and Android smartphone users can download […]

Posted in: Banking,