Kimberly Goodwin, PhD

Kimberly Goodwin, PhD

Dr. Kimberly Goodwin is currently the Parham Bridges Chair of Real Estate and an Associate Professor of Finance at the University of Southern Mississippi. She holds a B.S. in Geophysics from the University of Delaware, a M.B.A. from the University of Southern Mississippi, a M.S. in Finance from the George Washington University, and a Ph.D. in Finance from the University of Alabama. Dr. Goodwin’s research focuses on real estate markets and has been published in some of the top real estate journals. She is also a Co-Editor for the Journal of Housing Research.

Articles by Kimberly Goodwin, PhD:

07
Jul
Should You Get Pet Insurance After Adopting a Dog or Cat?

These days, veterinary medicine allows cats and dogs to receive most of the same types of surgeries and procedures available to humans. There are special eye doctors, MRI machines, and cardiac and orthopedic surgeons for pets. Just as these procedures can be expensive for humans, they are expensive for pets. If you are concerned about […]

Posted in: Learn More, Pet Insurance,
06
Jul
Home Equity Loan and HELOC Requirements

Homeowners who have been thinking about borrowing against the equity in their homes can use a home equity loan or home equity line of credit (HELOC) to do so. With a home equity loan, borrowers receive a lump sum loan amount that they repay over a predetermined term length. With a HELOC, borrowers have the option of taking a lump-sum payment [

Posted in: Home Equity,
06
Jul
How to Get a Small Home Equity Loan

A home equity loan can be one way to access cash for home improvements, vacation, debt consolidation, or any other financial need you may face. Your home equity loan allows you to borrow against the equity in your home and pay it back over a long period of time. If you need to take out a small home equity loan, continue below […]

Posted in: Home Equity, Resources,
06
Jul
Using a Personal Loan to Buy an Outdoor Shed

The end of the summer can be a great time of year for building an outdoor shed. The weather is still nice, and you might need a place to store things like lawn care tools over the winter months. Sheds, however, can be surprisingly expensive. So you might need to find outside financing to cover […]

Posted in: Personal Loans,
06
Jul
Driveway Paving Financing Options

The cost of repaving your driveway could cost you thousands of dollars. If you don’t have the cash on hand, there are several driveway financing options including personal loans and home equity loans.

Posted in: Personal Loans,
06
Jul
Can You Take Out a Home Equity Loan on a Paid-Off House?

If your house is paid off and you need access to funds, you can likely get a home equity loan assuming you meet the other eligibility requirements. A mortgage and a home equity loan are two separate loans, so a homeowner does not need to have a mortgage in order to get a home equity […]

Posted in: Home Equity, Learn More,
06
Jul
Are Home Equity Loans Tax Deductible?

One of the benefits that home equity loans and home equity lines of credit (HELOCs) have over other borrowing options is that the interest is tax deductible. When you take out a personal loan or borrow from a credit card, for example, you pay a higher interest rate and cannot claim a deduction on your taxes. How Tax Plan […]

Posted in: Home Equity, Resources, Taxes,
06
Jul
What Does Dave Ramsey Think About Home Equity Loans?

Dave Ramsey strongly recommends against using home equity loans and HELOCs, but there may be situations where using one makes sense.

Posted in: Home Equity,
06
Jul
Home Equity Loan Closing Costs & Fees

Home equity loan closing costs vary from 2% to 5% of the loan amount. HELOC fees vary greatly depending on the lender.

Posted in: Home Equity,
09
Jun
Can You Use a Home Equity Line of Credit for Business Expenses?

Data shows that cash flow issues are the reason why one in four small businesses don’t survive past the first year. It’s also the reason why half of all small businesses don’t survive beyond the fifth year. Successfully managing working capital during the first year when you don’t have credit is a huge challenge. Continuing […]

Posted in: Home Equity, Home Equity Uses,