Kimberly Goodwin, PhD
Articles by Kimberly Goodwin, PhD:
If your house is paid off and you need access to funding, you might be wondering if a home equity loan is an option for you. First, a home equity loan is a type of loan in which the borrower’s home serves as collateral for the borrowed funds. It is a secured loan that allows borrowers to […]
SoFi has many competitors when it comes to student loan refinancing. Some other options include Laurel Road, CommonBond, and LendKey.
The cost of repaving your driveway could cost you thousands of dollars. If you don’t have the cash on hand, there are several ways to finance the project – but some options can cost more. Personal loans, home equity loans, or a line of credit are among the common options to consider.
For most American homeowners, their home is the single largest asset in their investment portfolio. You can borrow money to purchase real estate at a low interest rate and deduct the mortgage interest on your federal taxes. Real estate is a relatively safe investment since it seldom declines in value, and you get to use […]
Whether you have a home equity loan or a home equity line of credit, it’s important to know what to expect when it comes to fees and penalties. Some fees you can’t avoid, but other fees you might be able to reduce or avoid altogether. Although a home equity loan gives you a lump sum at closing, while […]
A home equity loan can be one way to access cash for home improvements, vacation, debt consolidation, or any other financial need you may face. Your home equity loan allows you to borrow against the equity in your home and pay it back over a long period of time with a low interest rate. The application process, however, can be as cumberso
Whether you are a current small business owner or still dreaming about starting your own business, finding the cash to finance your fledgling business can be one of the biggest challenges. Then, after starting up, there are the ongoing expenses associated with operating the business as you try to grow it to become profitable. Once […]
Jetty is a relatively new company changing the market for rental insurance by providing services that renters need. Both the rates and service could make this a company worth considering if you are in the market for renters insurance.
Student loan debt is a major concern for many families in the U.S. The process of applying for loans and filling out paperwork can be confusing, and a family might not know where to turn for help. Luckily, there are many reputable, free sources of student loan help.