Kimberly Goodwin, PhD

Dr. Kimberly Goodwin is currently the Parham Bridges Chair of Real Estate and an Associate Professor of Finance at the University of Southern Mississippi. She holds a B.S. in Geophysics from the University of Delaware, a M.B.A. from the University of Southern Mississippi, a M.S. in Finance from the George Washington University, and a Ph.D. in Finance from the University of Alabama. Dr. Goodwin’s research focuses on real estate markets and has been published in some of the top real estate journals. She is also a Co-Editor for the Journal of Housing Research.

Articles by Kimberly Goodwin, PhD:

06
Jun
Can I Use a Home Equity Loan to Buy Another House?

For most American homeowners, their home is the single largest asset in their investment portfolio. You can borrow money to purchase real estate at a low interest rate and deduct the mortgage interest on your federal taxes. Real estate is a relatively safe investment since it seldom declines in value, and you get to use […]

Posted in: Home Equity,
04
Apr
How to Avoid Home Equity Fees and Penalties | Closing Costs to Expect

Whether you have a home equity loan or a home equity line of credit, it’s important to know what to expect when it comes to fees and penalties. Some fees you can’t avoid, but other fees you might be able to reduce or avoid altogether. Although a home equity loan gives you a lump sum at closing, while […]

Posted in: Home Equity,
03
Apr
How to Get a Small Home Equity Loan

A home equity loan can be one way to access cash for home improvements, vacation, debt consolidation, or any other financial need you may face. Your home equity loan allows you to borrow against the equity in your home and pay it back over a long period of time with a low interest rate. The application process, however, can be as cumberso

Posted in: Home Equity,
03
Apr
Can You Use a Home Equity Loan to Start a Business?

Whether you are a current small business owner or still dreaming about starting your own business, finding the cash to finance your fledgling business can be one of the biggest challenges. Then, after starting up, there are the ongoing expenses associated with operating the business as you try to grow it to become profitable. Once […]

Posted in: Home Equity,
07
Nov
Jetty Renters Insurance Review

Jetty is a relatively new company changing the market for rental insurance by providing services that renters need. Both the rates and service could make this a company worth considering if you are in the market for renters insurance.

Posted in: Insurance,
Tags: insurance-widget, product review,
26
Oct
How to Get Student Loan Help for Free

Student loan debt is a major concern for many families in the U.S. The process of applying for loans and filling out paperwork can be confusing, and a family might not know where to turn for help. Luckily, there are many reputable, free sources of student loan help.

Posted in: Student Loans,
25
Oct
Uber Insurance Requirements

To drive for Uber, you’ll need a relatively new car, adequate insurance, and a good driving record.

Posted in: Insurance,
22
Oct
Utah Student Loans, Scholarships, and Grants

Utah has the lowest percentage of high school graduates immediately entering college. While most other states are above 55 percent, only 42 percent of Utah high school graduates immediately enter college.

Posted in: Scholarships, Student Loans,
20
Oct
Ally Bank CD Rates Review

Ally Bank CD rates are offered in 3 different types, with highly competitive rates and no minimums, possibly making it a good option for you.

Posted in: Banking,
20
Oct
Verizon Collections: How to Remove Them From Your Credit Report

If your Verizon account has been sent to collections and is negatively impacting your credit score, you might have options to remove the negative mark. Here’s how to take the proper steps to resolve the problem.

Posted in: Credit Scores,