Kimberly Goodwin, PhD
Articles by Kimberly Goodwin, PhD:
Data shows that cash flow issues are the reason why one in four small businesses don’t survive past the first year. It’s also the reason why half of all small businesses don’t survive beyond the fifth year. Successfully managing working capital during the first year when you don’t have credit is a huge challenge. Continuing […]
Bank of America is a comprehensive, global financial institution. The company traces its roots back to 1784, and those institutions that eventually grew into the brand today had an important impact on the growth of the United States and modern financial services. For example, one of its heritage banks helped finance the population boom and […]
SoFi has many competitors when it comes to student loan refinancing. Some other options include Laurel Road, CommonBond, and LendKey.
Peer-to-peer lending is a relatively new way for consumers to borrow and invest money. These types of lending platforms remove the barrier of the traditional financial institution from the lending process and directly match borrowers with investors. Prosper was the first peer-to-peer lender in the United States. Founded in 2006, Prosper has helped over 800,000 […]
These days, veterinary medicine allows cats and dogs to receive most of the same types of surgeries and procedures available to humans. There are special eye doctors, MRI machines, and cardiac and orthopedic surgeons for pets. Just as these procedures can be expensive for humans, they are expensive for pets. If you are concerned about […]
If your house is paid off and you need access to funding, you might be wondering if a home equity loan is an option for you. First, a home equity loan is a type of loan in which the borrower’s home serves as collateral for the borrowed funds. It is a secured loan that allows borrowers to […]
Jetty is a relatively new company changing the market for rental insurance by providing services that renters need. Both the rates and service could make this a company worth considering if you are in the market for renters insurance.
The cost of repaving your driveway could cost you thousands of dollars. If you don’t have the cash on hand, there are several ways to finance the project – but some options can cost more. Personal loans, home equity loans, or a line of credit are among the common options to consider.
For most American homeowners, their home is the single largest asset in their investment portfolio. You can borrow money to purchase real estate at a low interest rate and deduct the mortgage interest on your federal taxes. Real estate is a relatively safe investment since it seldom declines in value, and you get to use […]