Jennifer Lobb

Jennifer Lobb is a small business and personal finance writer. She has a passion for writing and her work has been featured in a number of online publications and media outlets, including MSN, Inc., and more. Jennifer is a graduate of University of Denver and received a MA with a focus in Literature, Culture, and Arts Management. When she’s not writing, she can be found with a good book in hand or whipping up something creative in the kitchen.

Articles by Jennifer Lobb:

24
Jun
Parent PLUS Loan vs Private Student Loan

The Parent PLUS Loan, which is a federal student loan, offers flexible terms and a standard fixed interest rate. However, private student loans may be preferable to parents who have very good or excellent credit, although repayment options may be more limited.

Posted in: Student Loans,
05
Jun
LendKey vs. SoFi: Student Loan Refinancing Comparison

SoFi and LendKey can both help you to refinance student loans but they have some different features. Compare terms, rates, fees, and more to determine which is best for you.

Posted in: Student Loans,
03
Jun
SoFi vs. CommonBond Student Loan Comparison

Both SoFi and CommonBond offer student loan refinancing services, and the two share many benefits, including competitive rates. This SoFi vs. CommonBond comparison will offer insight into when one lender may be better than the other.

Posted in: Student Loans,
27
Mar
Student Loan Default Guide

Both private student loans and federal loans can go into default status. Though the consequences can vary based on loan type, one thing is certain — a student loan default can negatively impact your finances and credit score and should be avoided if possible.

Posted in: Student Loans,
27
Mar
Pay As You Earn (PAYE) Student Loan Repayment Plan Guide

PAYE is an income-driven repayment plan that caps monthly student loan payments at 10% of the borrower's discretionary income and may result in loan forgiveness after 20 years of on-time payments.

Posted in: Student Loans,
02
Mar
Hot Tub Financing: Compare Your Options

Hot tubs can be expensive, but you can finance one with a personal loan or by leveraging your home equity.

Posted in: Home Equity, Personal Loans,
13
Feb
RISE Credit Loans Review

RISE Credit specializes in installment loans for consumers with poor credit. While RISE loans may be more accessible to specific consumers, they come with extremely high interest rates.

Posted in: Personal Loans,
10
Feb
Earnest Personal Loans Review

Earnest offers a variety of lending products, including personal loans. Earnest personal loans come with competitive rates, and consumers should consider getting a rate quote to see how Earnest loans compare to those provided by other lenders.

Posted in: Personal Loans,
10
Feb
FreedomPlus Personal Loans Review

FreedomPlus takes a personalized approach to online lending by requiring each borrower to meet with a loan consultant via phone. Paired with competitive rates, this makes FreedomPlus personal loans an attractive option in an otherwise digitally driven loan marketplace.

Posted in: Personal Loans,
20
Jan
Citizens Bank Personal Loan Review

Citizens Bank offers a variety of financial products, including personal loans. Borrowers can get a rate quote without impacting their credit score, and existing customers may enjoy an interest rate reduction.

Posted in: Personal Loan Reviews, Personal Loans,