Jeanette Perez

Jeanette Perez

Jeanette Perez is a bestselling author and intelligence analyst who lives in the mountains of western Montana with 11 goats, two dogs, and way too many computers. She is passionate about helping college students and grads get their student loans paid off through smart money management.

Articles by Jeanette Perez:

How Many Times Should You File the FAFSA?

You’ll need to fill out the FAFSA once per year, every year that you’re attending school and want financial aid. Even if you don't need federal student loans or think you'll qualify for grants or scholarships, you should still fill it out just in case you do.

Posted in: FAFSA (2), Financial Aid, Student Loans,
Should You Include Your Spouse’s Income on the FAFSA?

If you are married and live with your spouse, you must include his or her income on your FAFSA.

Posted in: FAFSA (2), Financial Aid,
SoFi Invest vs Robinhood: Which Investing App is Better?

If you are new to investing and want automated guidance or access to financial advisors, SoFi is your best bet. If you prefer to go it alone and want to get into crypto and options trading, Robinhood is the clear winner.

Posted in: Personal Finance,
How Does Being a Ward of the Court Affect Financial Aid?

If you are in foster care or your guardian was appointed by a judge because your parents’ rights were terminated, then you can be considered a ward of the court and an independent student.

Posted in: FAFSA (3), Financial Aid, Student Loans,
What is a Virtual Credit Card?

Virtual credit card numbers are temporary-use numbers that allow you to make purchases on the internet without exposing your financial information. Used wisely, they’re a great way to keep yourself safe while shopping online.

Posted in: Credit Card Resources, Credit Cards,
VSAC Student Loans (Now Nelnet) Review

VSAC, now Nelnet, is a loan servicing company that caters to students and their families in Vermont. Nelnet offers several loan and repayment options, but its company restructuring might seem confusing to students.

Posted in: Student Loans,
Do You Need Car Insurance to Get a License?

Do you need car insurance to get a license? Although requirements vary by state, the general answer is no. But the opposite is often not true: usually, you can't get auto insurance without a license.

Posted in: Insurance,
Federal Direct PLUS Loans Guide

If regular financial aid isn’t enough, you have one more option: The Direct PLUS loan. This loan can help bridge the gap between financial need and the cost of attendance but approval does require a credit check.

Posted in: Student Loans,
How Do Credit Cards Work?

Credit cards can help you build a good credit history quickly, can help with unexpected expenses, and can earn you rewards. It’s important, however, that you understand how credit cards work and how to use them in a responsible way.

Posted in: Credit Cards,