Jeanette Perez

Jeanette Perez is a bestselling author and intelligence analyst who lives in the mountains of western Montana with 11 goats, two dogs, and way too many computers. She is passionate about helping college students and grads get their student loans paid off through smart money management.

Articles by Jeanette Perez:

22
Jul
USAA Home Equity Loan and HELOC Alternatives

USAA no longer offers home loans or lines of credit. However, other lenders can provide a number of good alternatives for military members and their families.

Posted in: Home Equity,
28
Jun
SoFi Personal Loans Review

SoFi personal loans can be an excellent choice if you’re a high wage earner with solid credit. If you’re not, however, it may not be the best option for you.

Posted in: Personal Loans,
Tags: loan review, ptype_review,
24
Jun
How to Qualify for a Home Equity Loan With Bad Credit

It can be difficult to qualify for home equity loans with bad credit. But, there are ways to improve your chances of getting a bad credit home equity loan.

Posted in: Home Equity,
19
Jun
Can You Trust Student Loan Advice from Reddit?

Reddit can be a great source for anecdotal tips, but it’s still anonymous advice and therefore shouldn’t be relied upon for making important decisions—especially when it comes to your personal finances. Instead, make sure you verify advice that you find on Reddit with another, trusted resource before following it.

Posted in: Student Loans,
18
Jun
NFL Extra Points Credit Card Review: Is it a Good Card for Football Fanatics?

The Barclays NFL Extra Points card is great for football fans. For everyone else, however, it’s just a standard rewards card with underwhelming benefits.

Posted in: Credit Cards,
Tags: credit card review 2, ptype_review,
13
Jun
Can You Use a Credit Card at an ATM?

You can use many credit cards to withdraw funds from an ATM, but it’s generally a bad idea. You could incur a lot of fees as well as a higher APR, so before using your card at an ATM, understand exactly what you’ll be charged for and what it will cost.

Posted in: Credit Cards,
10
Jun
Chase Ink Business Preferred Card Review

The Chase Ink Business Preferred Card is a solid option for small business owners, but only if they frequently spend in the card’s bonus categories. Keep reading to see if it’s right for you.

Posted in: Credit Cards,
Tags: credit card review 2, ptype_review,
10
Jun
Vital Card Review: Get Cash Back for Life

The Vital Card is an innovative credit card that allows you to earn cash back for life and high rewards rates for referring friends and other good financial habits. However, those perks won't be available for all.

Posted in: Credit Cards,
29
May
Completing the FAFSA When You Have Divorced Parents

If your parents are divorced, you may have difficulty filling out the FAFSA. It's important to take the time to talk to both parents to figure out how to answer some of the questions the form asks.

Posted in: Financial Aid, Student Loans,
29
May
How to Handle Student Loans While On Medical Leave

If you need to take a medical leave from work, you likely have options like deferment, forbearance, and income-driven repayment plans to help you stay in good standing on your loans.

Posted in: Student Loans,