Jeanette Perez

Jeanette Perez is a bestselling author and intelligence analyst who lives in the mountains of western Montana with 11 goats, two dogs, and way too many computers. She is passionate about helping college students and grads get their student loans paid off through smart money management.

Articles by Jeanette Perez:

13
Jun
Can You Use a Credit Card at an ATM?

You can use many credit cards to withdraw funds from an ATM, but it’s generally a bad idea. You could incur a lot of fees as well as a higher APR, so before using your card at an ATM, understand exactly what you’ll be charged for and what it will cost.

Posted in: Credit Cards,
10
Jun
Chase Ink Business Preferred Card Review

The Chase Ink Business Preferred Card is a solid option for small business owners, but only if they frequently spend in the card’s bonus categories. Keep reading to see if it’s right for you.

Posted in: Credit Cards,
Tags: credit card review 2,
10
Jun
Vital Card Review: Get Cash Back for Life

The Vital Card is an innovative credit card that allows you to earn cash back for life and high rewards rates for referring friends and other good financial habits. However, those perks won't be available for all.

Posted in: Credit Cards,
29
May
Completing the FAFSA When You Have Divorced Parents

If your parents are divorced, you may have difficulty filling out the FAFSA. It's important to take the time to talk to both parents to figure out how to answer some of the questions the form asks.

Posted in: Financial Aid, Student Loans,
29
May
How to Handle Student Loans While On Medical Leave

If you need to take a medical leave from work, you likely have options like deferment, forbearance, and income-driven repayment plans to help you stay in good standing on your loans.

Posted in: Student Loans,
29
May
How to Handle Student Loans While on Maternity Leave

If you’re about to be a mother, whether it’s for the first time or not, then you’ve probably thought about all the changes in your life that are coming — especially in the area of finances. Having a baby alters your financial picture. If you take maternity or paternity leave, those changes can be even […]

Posted in: Student Loans,
29
May
How Being an Emancipated Minor Affects Financial Aid

Filling out the Free Application for Federal Student Aid, or FAFSA, can be confusing, especially when it comes to questions about whether you’re a dependent or independent student. If you’re under the age of 24, the federal government assumes you’re a dependent student for the purposes of financial aid—and you can’t simply choose to file as […]

Posted in: Financial Aid,
29
May
How to Pay for College Without Parents’ Help

If your parents will not or cannot help you pay for college, you still have options to cover the costs. First, fill out the FAFSA. Next, look for scholarships, places to work while in school, and private student loans.

Posted in: Financial Aid, Scholarships, Student Loans,
29
May
How to Report Parents’ Cash, Checking Accounts, and Savings Accounts Balances on the FAFSA

Like it or not, however, your parents’ financial situation affects your ability to get financial aid for school. The federal government takes the position that if you want a college education, you and your parents (or other family members) should take the lion’s share of paying for it unless there is a compelling reason why […]

Posted in: Financial Aid,
29
May
FAFSA Question: Do You Actually Have to Register with the Selective Service System?

If you're a male, registering with Selective Service is mandatory if you want federal financial aid for school regardless of whether you want to serve in the military or not.

Posted in: Financial Aid,