Jeanette Perez

Jeanette Perez is a bestselling author and intelligence analyst who lives in the mountains of western Montana with 11 goats, two dogs, and way too many computers. She is passionate about helping college students and grads get their student loans paid off through smart money management.

Articles by Jeanette Perez:

29
Jul
Jora Credit Personal Loan Review: Fast Money, High Rates

Jora Credit offers small personal loans to borrowers who may not be able to get approved elsewhere. Their products are very expensive, though, so if you can qualify with a more affordable lender, try that first.

Posted in: Personal Loans,
Tags: ptype_review,
22
Jul
USAA Home Equity Loan and HELOC Alternatives

USAA no longer offers home loans or lines of credit. However, other lenders can provide a number of good alternatives for military members and their families.

Posted in: Home Equity,
28
Jun
SoFi Personal Loans Review

SoFi personal loans can be an excellent choice if you’re a high wage earner with solid credit. If you’re not, however, it may not be the best option for you.

Posted in: Personal Loan Reviews, Personal Loans,
Tags: loan review, ptype_review,
24
Jun
How to Qualify for a Home Equity Loan With Bad Credit

It can be difficult to qualify for home equity loans with bad credit. But, there are ways to improve your chances of getting a bad credit home equity loan.

Posted in: Home Equity,
21
Jun
Can You Pay Your Mortgage With a Credit Card?

In some cases, you can use a credit card to pay your mortgage. It’s not, however, a good idea unless you have no other choice.

Posted in: Credit Cards, Mortgages,
21
Jun
How to Handle Student Loans While on Maternity Leave

If you’re about to be a mother, whether it’s for the first time or not, then you’ve probably thought about all the changes in your life that are coming — especially in the area of finances. Having a baby alters your financial picture. If you take maternity or paternity leave, those changes can be even […]

Posted in: Student Loans,
19
Jun
Can You Trust Student Loan Advice from Reddit?

Reddit can be a great source for anecdotal tips, but it’s still anonymous advice and therefore shouldn’t be relied upon for making important decisions—especially when it comes to your personal finances. Instead, make sure you verify advice that you find on Reddit with another, trusted resource before following it.

Posted in: Student Loans,
18
Jun
NFL Extra Points Credit Card Review: Is it a Good Card for Football Fanatics?

The Barclays NFL Extra Points card is great for football fans. For everyone else, however, it’s just a standard rewards card with underwhelming benefits.

Posted in: Credit Cards,
Tags: credit card review 2, ptype_review,
13
Jun
Can You Use a Credit Card at an ATM?

You can use many credit cards to withdraw funds from an ATM, but it’s generally a bad idea. You could incur a lot of fees as well as a higher APR, so before using your card at an ATM, understand exactly what you’ll be charged for and what it will cost.

Posted in: Credit Cards,
10
Jun
Chase Ink Business Preferred Card Review

The Chase Ink Business Preferred Card is a solid option for small business owners, but only if they frequently spend in the card’s bonus categories. Keep reading to see if it’s right for you.

Posted in: Credit Cards,
Tags: credit card review 2, ptype_review,