SoFi personal loans can be an excellent choice if you’re a high wage earner with solid credit. If you’re not, however, it may not be the best option for you.

LendingClub personal loans are a great choice if you have good income and a solid credit history. If not, you might find yourself paying much higher rates.

Capital One Personal Loans no longer exist, but there are a variety of other options with flexible terms and low rates.

Santander Bank offers personal loans at fairly competitive rates. Its customer service, however, is rated poorly enough that you might be better off looking elsewhere for a personal loan.

If you don't have good credit, you may be having a hard time getting approved for a personal loan. Having a cosigner can increase your chances of being approved.

USAA no longer offers home loans or lines of credit. However, other lenders can provide a number of good alternatives for military members and their families.

Jora Credit offers small personal loans to borrowers who may not be able to get approved elsewhere. Their products are very expensive, though, so if you can qualify with a more affordable lender, try that first.

The Dubai First Royale Mastercard offers a lifestyle fit for a king or queen. Unfortunately, you might have to actually be royalty to get an invite. ​

If you earn a high income and have an excellent credit score, a Best Egg personal loan could be a great financing option.

PNC offers a wide variety of banking and loan products, including personal loans. With competitive rates and no fees or prepayment penalties, PNC Bank Loans are a good option if you’re looking for a personal loan.