Debbie Baratz

Debbie Baratz has written about topics including personal finance, financial markets, and banking. And as a media relations professional, she spent 10+ years working at not-for-profit, private, and publicly-traded financial institutions. When Debbie isn’t working, she can be found working out, reading, or traveling.

Articles by Debbie Baratz:

Some Judges Push to Ease Bankruptcy Rules for Student Loan Debt

Student loan debt is notoriously difficult to get discharged in bankruptcy. But there’s potentially good news for student debtholders: some bankruptcy judges have reportedly been showing leniency toward canceling debt. The judges in question haven’t totally canceled student loan debt but some are softening as they encourage lawyers to work pro bono to help debthol

Posted in: National News, Student Loan News,
Many Credit Card Users Are Wasting Their Travel Rewards and Perks

Many cardholders get travel cards with big plans in mind, yet many consumers don’t take full advantage of their rewards and perks. A recent U.S. News survey found that about 47 percent of respondents failed to take advantage of their cardholder travel benefits. This included airport lounge access, auto rental insurance, free checked bags, priority boarding as [

Posted in: Credit Card News,
Discover Offers Employees Help With College Tuition

Discover employees have just received a new benefit: a free college degree. The financial services company recently announced its new program, The Discover College Commitment, enabling full-time and part-time U.S. employees (minimum 30 hours per week) to obtain a college degree by helping them pay for college. Discover will cover full employee costs for book

Posted in: Industry News, Student Loan News,
Wells Fargo Says ‘No’ to Cryptocurrency Purchases on its Credit Cards

Anyone who hopes to purchase cryptocurrency with a Wells Fargo credit card will be out of luck. The bank recently announced a ban on the purchase of bitcoin and similar currencies using its credit cards. Wells Fargo said the move was based on the various risks of the volatile investment, but the company said it […]

Posted in: Credit Card News,
Last-Dollar Financial Aid Can Help Low-Income Students Stay in School

For low- to moderate-income college students, targeted supplemental financial aid can be a difference-maker for their enrollment chances. Some schools offer additional funding after students have exhausted their initial financial aid, which can help cover as much as the entire tuition. One such program, Rutgers University–Camden’s “Bridging the Gap,” showed that la

Posted in: Regional News, Student Loan News,
Want to Earn More on IKEA Purchases? There’s a Rewards Card for That

For IKEA fans seeking to get more from their shopping, the company launched the new IKEA Visa credit card offering store perks and rewards. Cardholders can earn rewards on their favorite IKEA purchases and everyday spending such as gas and groceries to put toward purchasing IKEA products. Here are some more card details: 5% back in rewards […]

Posted in: Credit Card News,