Debbie Baratz

Debbie Baratz has written about topics including personal finance, financial markets, and banking. And as a media relations professional, she spent 10+ years working at not-for-profit, private, and publicly-traded financial institutions. When Debbie isn’t working, she can be found working out, reading, or traveling.

Articles by Debbie Baratz:

07
Nov
How to Do a Balance Transfer With a PNC Credit Card

People seeking balance transfers from their current credit cards to new ones will find several no-fee card options from PNC. Cardholders can enjoy benefits including cashback and travel points as well as typically undergoing a quick application process.

Posted in: Credit Cards,
29
Oct
Prudential Life Insurance Review

Prudential is a well-established company that offers several types of life insurance to consumers. Costs for a life insurance policy can be as little as $75 per month but varies based on the insured individual and the policy.

Posted in: Insurance,
Tags: product review, ptype_review,
24
Oct
Mint Review: A Budgeting App to Track Spending

Mint can help you track your various financial accounts, budget, spending, and more. It is a great personal finance app that can likely serve many of your needs.

Posted in: Personal Finance,
17
Oct
Assurant Renters Insurance Review

Consumers seeking renters insurance have options ranging from basic coverage to different additions. Making a coverage decision can be challenging, along with selecting an insurance carrier. Assurant, a specialist in renters insurance, may answer these concerns.

Posted in: Insurance,
Tags: product review, ptype_review,
06
Sep
How to Stop Impulse Buying in Five Steps

Sometimes we make purchases we want, but we don’t need, like last-minute baseball tickets or new shoes. These impulse buys are made on a whim, spurred by manic emotions or feelings triggered by marketing. Fortunately, with self-discipline and open conversations, you can stop impulsive spending. Impulse buying is extremely common, according to CreditCards.com, w

Posted in: Personal Finance,
29
Aug
Is College Worth the Price? New Survey Reveals What People Think

Most families and students believe a college degree is worth the investment, and most are willing to push themselves financially to make it happen. According to the joint national study, “How America Values College 2018,” by Sallie Mae and Ipsos, an independent global market research company, it found that most families believe college is worth the […]

Posted in: National News, Student Loan News,
23
Aug
PenFed & Sallie Mae to Offer College Planning & Payment Options

The Pentagon Federal Credit Union and Sallie Mae announced a new partnership that will give PenFed members access to in-school financing through a suite of undergraduate and graduate school payment options. The partnership offers an easy-to-use scholarship tool, PenFed Scholarship Search. This allows access to three million scholarships valued at more than $

Posted in: Industry News, Student Loan News,
22
Aug
The Student Loan Delinquency Rate Drops Even as Household Debt Hits High

U.S. household debt continued growing in the second quarter this year, pushed by increased mortgage borrowing, according to a recent report from the Federal Reserve Bank of New York. Yet as household debt has grown, fewer student loan borrowers are late on their payments. During the second quarter, total household debt increased 0.6 percent from […]

Posted in: National News, Student Loan News,
21
Aug
40% of Student Loan Borrowers Could Be in Default in 5 Years

Outstanding U.S. education debt has grown larger than $1.5 trillion, and more than 1 million student loan borrowers are going into default annually. Unfortunately, experts say the problem will likely get worse, with 40 percent of student loan borrowers potentially going into default by 2023, reported CNBC. Depending on the type of student loan – federal or [&he

Posted in: National News, Student Loan News,
14
Aug
Are Apprenticeships a Solution to the Student Loan Debt Problem?

The U.S. Bureau of Labor Statistics estimated that 67 percent of high school graduates will go to college. But nearly half of students who enter college drop out, left with debt and no diploma. Often, this debt is not a small amount of money: for the class of 2017, the average graduate borrower exited college with […]

Posted in: National News, Student Loan News,