Dave Rathmanner

Dave Rathmanner, a graduate of the University of Delaware, regularly plans and writes content about student loans, personal loans, credit cards, small business loans, mortgages, and a variety of other financial products. Dave’s work has been featured in the Chicago Tribune, Bloomberg, Forbes, CNBC, U.S. News, International Business Times, Consumer Reports, VICE, Yahoo Finance, NPR, and more.

Articles by Dave Rathmanner:

25
Sep
How to Build an Emergency Fund

Financial experts agree – growing and maintaining an emergency fund makes good financial sense. But what is an emergency fund and how do you get one? Emergency funds are a stash of cash in a savings account that you can access in an emergency. That is, an actual emergency. It’s not savings for a car […]

Posted in: Personal Finance,
21
Sep
How to Protect Your Credit After the Home Depot Leaks

Fifty-six million. That’s the number of cards stolen within five months from Home Depot, overshadowing the huge Target leak last year by sixteen million. Credit card fraud and identity theft can be devastating and life-altering if not caught early. Instead of pretending fraud could never happen to you, take a few simple precautions to protect […]

Posted in: Credit Scores,
21
Sep
Good Credit vs. Bad Credit: What Are the Differences

Your credit score isn’t just a number – think of it as the key that unlocks your financial freedom. A good credit score is a skeleton key capable of snagging credit cards, loans, and housing rentals at the lowest interest rates. Having a bad score is like trying to pick a lock with a hairpin. It’s frustrating, […]

Posted in: Credit Scores,
15
Sep
Online Banking for Students

If you are one of the many out-of-state college students you may find yourself spending a few bucks a week on nasty ATM fees. Many college towns are heavily saturated with regional and local banks. The Chases, Wells Fargos, and Bank of Americas may be few and far between. Banking on campus can be especially for tough for those […]

Posted in: Banking,
Tags: ptype_cornersecond,
14
Sep
Credit Tips for Students and Graduates

One of the most important parts of growing older is becoming financially independent, but learning how to do so can be challenging for most. Building good credit is a must for students and graduates. Good credit will help you qualify for loans, auto insurance, rental applications, cell phone plans and can even affect whether you […]

Posted in: Credit Scores,