About Christy Rakoczy
Current Role
Personal finance writer
Expertise
- Student Loans
- Mortgages
- Insurance
Achievements
- CALI Excellence For The Future Award Winner
Degrees
- Bachelor's degree and certificate of business management from the University of Rochester, Juris Doctor from UCLA School of Law
Personal Finance Experience
Christy began her writing career in 2008 producing informational websites for attorneys after working for several years as a college instructor.
She soon transitioned into the field of personal finance, putting her law degree and business certification to use helping people better manage their money. Christy writes about all aspects of financial management, from learning how to budget to managing student loans.
Latest from Christy Rakoczy
Private Mortgage Insurance: What Is PMI & How Much Does It Cost?
If you make a down payment of less than 20%, most mortgage lenders will require...
Vantis Life Review
Vantis Life provides whole life insurance and term life insurance. It aims to make the process of buying coverage easier with helpful tools...
How to Pay for a PhD
To pay for a Ph.D., exhaust options for free money, including scholarships and grants, first. Your school can help you find them. Then...
Mohela Student Loans Review
If you have federal student loans, you may be assigned Mohela as your student loan servicer. You'll need to enroll in a payment...
5 Best Cash-Out Refinance Companies
A cash-out refinance happens when you take out a new mortgage for an amount greater than what you currently owe on your existing...
15- vs. 30-Year Mortgage: Which Is Right for You?
A 15-year-mortgage has higher monthly payments but lower total costs. The 30-year mortgage is the...
Best Jumbo Mortgage Lenders
A jumbo loan is a large mortgage loan for a home that costs more than the conforming loan limit. The limit at which...
Best VA Lenders: 0% Down Payments for Veterans
If you qualify for the VA loan assistance program, you can get a mortgage with...
Best FHA Lenders: Get Help Buying Your First Home
FHA lenders will provide mortgage loans to first-time buyers, even if they have average credit...
FHA Loan: Get Help Buying Your First Home
An FHA Loan is a loan that is guaranteed by the Federal Housing Administration. There are many FHA-approved lenders, and you can qualify...