Christy Rakoczy

Christy Rakoczy is an experienced personal finance and legal writer who has been writing full time since 2008. She earned her JD at UCLA and graduated from the University of Rochester with a degree in media and communications. Her work has been featured on CNN Money, MSN Money, Yahoo Finance, USA Today, and more.

Articles by Christy Rakoczy:

10
Jan
Life Insurance and Heart Disease

It may be possible to buy life insurance after a diagnosis of heart disease, but it depends on the severity of your condition. If you are able to get a policy, you may be charged more for coverage because insurers consider you to be at higher risk.

Posted in: Insurance,
09
Jan
Life Insurance for People With HIV or AIDS

A diagnosis of HIV or AIDS can make it more difficult and expensive to get life insurance coverage. However, you can find a policy that provides protection for your loved ones.

Posted in: Insurance,
08
Jan
Getting Life Insurance With a Lung Condition

Lung conditions such as COPD, emphysema, cystic fibrosis, and pleural effusion can affect your eligibility for a life insurance policy. You can still get covered, but you may need to take steps to improve your health to make premiums more affordable.

Posted in: Insurance,
Tags: insurance-widget,
07
Jan
Is Mortgage Protection Insurance Worth It?

Mortgage protection insurance is a type of life insurance designed for homeowners. Unfortunately, mortgage protection insurance usually isn't worth it, as term life insurance provides broader coverage and often comes at a lower cost.

Posted in: Insurance,
04
Jan
Taxes FAQ for Students

Paying taxes if you're a student or even a recent college graduate can feel confusing. There are certain limitations on income and other things to know that can simplify the process if it's time for you to file your first tax return.

Posted in: Taxes,
03
Jan
4 Tax Tips for Recent Graduates

Once you graduate college, likely won't be a dependent on your parents’ tax returns anymore, as an eligible student. It's important to understand if you're entitled to a post-college tax refund, and to make sure you comply with your obligations to the IRS.

Posted in: Taxes,
03
Jan
Pet Insurance for Golden Retrievers: Is It Worth It?

Pet insurance for golden retrievers can be relatively cheap if coverage is obtained when the puppy is still young but could be much more costly if you wait until your dog is a senior.

Posted in: Dog Insurance, Pet Insurance,
18
Dec
Does Pet Insurance Cover Cancer Treatment?

Cancer care for pets can be expensive. To make sure you're able to get your animal the necessary care, consider pet insurance before your pet gets sick. You'll need to already be covered if you want it to pay for cancer treatment, as most policies exclude coverage for pre-existing conditions.

Posted in: Learn More, Pet Insurance,
17
Dec
How to Dispute An American Express Credit Card Charge

Disputing a charge can help to ensure you don't have to pay for products or services you don't receive. American Express makes it easy to dispute a charge online. You'll need to initiate your dispute within 120 days, though, and will need to provide American Express with information about why you don't believe the charge is valid.

Posted in: Credit Cards,
14
Dec
Can You Dispute a Credit Card Charge for Bad Service?

You can dispute a charge for bad service, but there are restrictions on when this is possible. You'll need to provide some type of proof to the credit card issuer that you didn't receive the service or that there was a serious problem. You also must report the problem in a timely manner, and the transaction must meet certain requirements, such as being in excess of $50.

Posted in: Credit Cards,