Christy Rakoczy

Christy Rakoczy is an experienced personal finance and legal writer who has been writing full time since 2008. She earned her JD at UCLA and graduated from the University of Rochester with a degree in media and communications. Her work has been featured on CNN Money, MSN Money, Yahoo Finance, USA Today, and more.

Articles by Christy Rakoczy:

19
Feb
Indiana Student Loans, Scholarships and Grants

Almost six in 10 graduates of Indiana colleges and universities leave school with debt. Students have many options for Indiana student loans, scholarships, and grants, including loans provided by their school, the government, and private companies.

Posted in: Scholarships, Student Loans,
Tags: ptype_state,
19
Feb
Kentucky Student Loans, Scholarships, and Grants

Kentucky students can obtain scholarships, grants, and loans from the federal government, from their schools, and from the Kentucky Higher Education Assistance Authority. It's important to explore all your funding options to minimize borrowing and get an affordable education.

Posted in: Scholarships, Student Loans,
Tags: ptype_state,
18
Feb
Idaho Student Loans, Scholarships and Grants

Idaho students should search for grants and scholarships from their schools and from private and public organizations to try to reduce the amount they borrow. They should also understand how to get federal and private loans from the Department of Education, Idaho banks, and national banks.

Posted in: Scholarships, Student Loans,
Tags: ptype_state,
07
Feb
Condo Insurance: How Much Coverage Do You Need?

Townhouse and condo insurance provides coverage for your condo or townhouse unit, for your personal possessions in your unit, and for claims against you if someone gets hurt there. You should shop for a comprehensive condo policy or townhouse policy to make sure you get the protection you need.

Posted in: Homeowners & Renters Insurance, Insurance,
06
Feb
How to Check Citizens Bank Credit Card Application Status

When you apply for a credit card through Citizens Bank, it typically takes seven to 10 days to process your application. If you'd like to check the status of your application, you'll need to call customer Service at 1-866-991-0101, which can be reached Monday through Friday between the hours of 8:30 a.m. and 4:00 p.m. eastern time.

Posted in: Credit Cards,
31
Jan
Instant Life Insurance Quotes: Where to Find Them

Obtaining instant life insurance quotes can help you to shop around for a policy and find out your available coverage options. However, instant quotes are usually available only for a limited number of policies, including guaranteed issue policies.

Posted in: Insurance,
28
Jan
Is Return of Premium Life Insurance Worth It?

Return of premium life insurance is a type of term life insurance where you get your policy premiums back if you don't die while covered. Return of premium policies ensure your premiums aren't “wasted” if you don't pass away and your loved ones don't receive the death benefit.

Posted in: Insurance,
25
Jan
Business Line of Credit: How to Choose the Best Option

A business line of credit can be obtained from a financial institution so your business can borrow money as it needs to for cash flow, working capital and other needs. Your company's credit score, income, and other financial metrics will be reviewed during the application process.

Posted in: Small Business Loans,
25
Jan
Life Insurance for Cancer Patients and Survivors

Buying life insurance after a cancer diagnosis can be difficult. Cancer survivors can usually get covered if they're disease-free, but likely will need to pay more depending upon the type of cancer they had and how long it has been since they became cancer-free.

Posted in: Insurance,
23
Jan
What is a Life Insurance Beneficiary?

You'll need to select beneficiaries when obtaining life insurance. You can pick anyone you want but make sure to keep your chosen beneficiaries updated if your life circumstances change. If you're leaving money to minors, you may not want to leave money to them directly.

Posted in: Insurance,