Ashley Sutphin Watkins
Articles by Ashley Sutphin Watkins:
When you have bad credit, it can be difficult to get a credit card – and it’s easy to get stuck in a negative financial cycle. Without the opportunity to rebuild your credit, you’ll have a hard time raising your score. But what you may not realize is that you can still find credit cards for […]
While many consumers sign up for the best credit cards almost entirely for the rewards and perks they offer, those can and often do change. Anytime you receive a new credit card, you may not read through the agreement that comes with it, but it’s going to state that features and benefits of the rewards program can […]
The Capital One Savor Card offers big rewards to cardholders who frequently dine out and spend in the entertainment category. The card does come with an annual fee, however, so whether it’s right for you will come down to your budget.
The HSBC Gold Mastercard features an introductory APR on both purchases and balance transfers. After that, the APR remains competitive depending on the cardholder’s credit.
When you’re comparing the best credit cards, one of the first things you likely look at is the current sign-up bonus. A sign-up bonus is the credit card’s incentive for you to open a new account. Some examples of credit card sign-up bonuses include cash back after spending a certain amount in the first few […]
Reviewing your credit reports is crucial to your financial health. Fortunately, several websites let you check your credit reports for free. Some sites will also include access to your free credit scores, free credit monitoring, and free identity theft protection.
A good debt management company can help you deal with unsecured debt, such as from credit cards or medical bills, that you’re having trouble repaying. These companies might be able to help you simplify payments, reduce interest expenses, and save money on fees.
Credit monitoring services can alert you to credit report changes and potential identity theft. Some services can also monitor your Social Security number or tell you if your information was found in a data breach. Most plans charge a monthly fee, but there are free options.