Ashley Sutphin Watkins

Ashley Sutphin Watkins is a graduate of UNC-Chapel Hill where she studied journalism. She has worked as a journalist, content creator, and copywriter for nearly a decade, with a focus on personal finance, real estate, and healthcare. She now lives in Knoxville with her husband and young kids. During her free time, she enjoys traveling and enjoying the outdoors in East Tennessee.

Articles by Ashley Sutphin Watkins:

07
Jun
Citi Simplicity Card Review

The Citi Simplicity credit card offers an introductory 0% APR on balance transfers completed within four months of account opening. However, the card doesn’t offer a rewards program or many fun perks.

Posted in: Credit Cards,
Tags: credit card review 2, ptype_review,
07
Jun
Best Credit Cards for Bad Credit

When you have bad credit, it can be difficult to get a credit card – and it’s easy to get stuck in a negative financial cycle. Without the opportunity to rebuild your credit, you’ll have a hard time raising your score. But what you may not realize is that you can still find credit cards for […]

Posted in: Credit Cards,
Tags: ptype_cornersecond,
07
Jun
HSBC Cash Rewards Mastercard Credit Card Review

The HSBC Cash Rewards Mastercard features an attractive unlimited cash reward rate on all purchases, and an anniversary bonus on all cash rewards earned, once a year.

Posted in: Credit Cards,
Tags: ptype_review,
07
Jun
Chase Sapphire Reserve Benefits to Be Devalued

While many consumers sign up for the best credit cards almost entirely for the rewards and perks they offer, those can and often do change. Anytime you receive a new credit card, you may not read through the agreement that comes with it, but it’s going to state that features and benefits of the rewards program can […]

Posted in: Credit Cards,
07
Jun
Capital One Savor Card Review: Is it the Best Card for Dining Out?

The Capital One Savor Card offers big rewards to cardholders who frequently dine out and spend in the entertainment category. The card does come with an annual fee, however, so whether it’s right for you will come down to your budget.

Posted in: Credit Cards,
Tags: ptype_review, rewards credit cards,
06
Jun
HSBC Gold Mastercard Review: A Good Card for Avoiding High-Interest Debt

The HSBC Gold Mastercard features an introductory APR on both purchases and balance transfers. After that, the APR remains competitive depending on the cardholder’s credit.

Posted in: Credit Cards,
Tags: ptype_review,
04
Jun
Best Credit Card Sign-Up Bonus Offers

When you’re comparing the best credit cards, one of the first things you likely look at is the current sign-up bonus. A sign-up bonus is the credit card’s incentive for you to open a new account. Some examples of credit card sign-up bonuses include cash back after spending a certain amount in the first few […]

Posted in: Credit Card Resources, Credit Cards,
Tags: ptype_cornersecond,
28
May
Best Free Credit Report Site

Reviewing your credit reports is crucial to your financial health. Fortunately, several websites let you check your credit reports for free. Some sites will also include access to your free credit scores, free credit monitoring, and free identity theft protection.

Posted in: Credit Scores,
Tags: ptype_cornerstone,
25
May
Best Debt Management Companies

A good debt management company can help you deal with unsecured debt, such as from credit cards or medical bills, that you’re having trouble repaying. These companies might be able to help you simplify payments, reduce interest expenses, and save money on fees.

Posted in: Personal Finance,
Tags: ptype_cornerstone,
25
May
Best Credit Monitoring Services

Credit monitoring services can alert you to credit report changes and potential identity theft. Some services can also monitor your Social Security number or tell you if your information was found in a data breach. Most plans charge a monthly fee, but there are free options.

Posted in: Credit Scores,
Tags: ptype_cornerstone,