Ashley Sutphin Watkins

Ashley Sutphin Watkins is a graduate of UNC-Chapel Hill where she studied journalism. She has worked as a journalist, content creator, and copywriter for nearly a decade, with a focus on personal finance, real estate, and healthcare. She now lives in Knoxville with her husband and young kids. During her free time, she enjoys traveling and enjoying the outdoors in East Tennessee.

Articles by Ashley Sutphin Watkins:

08
Apr
Chase Slate Credit Card Review

The Chase Slate card features an introductory APR on purchases and balance transfers. However, the credit card offers no rewards, cash back, or other fun perks.

Posted in: Credit Cards,
Tags: credit card review 2, ptype_review,
03
Apr
Citi Double Cash Card Review

The Citi Double Cash Credit Card offers cardholders the opportunity to earn cash back on purchases, and when you pay off those purchases.

Posted in: Credit Cards,
Tags: credit card review 2, ptype_review,
03
Apr
Citi Simplicity Card Review

The Citi Simplicity credit card offers an introductory 0% APR on balance transfers completed within four months of account opening. However, the card doesn’t offer a rewards program or many fun perks.

Posted in: Credit Cards,
Tags: credit card review 2, ptype_review,
03
Apr
HSBC Cash Rewards Mastercard Credit Card Review

The HSBC Cash Rewards Mastercard features an attractive unlimited cash reward rate on all purchases, and an anniversary bonus on all cash rewards earned, once a year.

Posted in: Credit Cards,
Tags: ptype_review,
26
Mar
Variable vs. Fixed Rate Student Loans

Understanding interest rates is important because your rate determines how much you’ll pay on credit cards and other loan products, including student loans. Variable interest rates can increase or decrease over time, while fixed rates stay the same over the life of the loan.

Posted in: Student Loans,
19
Mar
Small Business Loans for Minorities

Small business loans for minorities offer the opportunity to fund a new venture, and they often have favorable terms and rates. Other loan programs that aren’t geared solely toward minorities could certainly still benefit minority business owners.

Posted in: Small Business Loans,
Tags: ptype_cornersecond,
19
Mar
Upromise Review: Earn Savings Towards College

Upromise is a company owned by Sallie Mae that offers participation in a loyalty rewards program to help students and families save for college or pay down existing student loans. The cash back Upromise Mastercard is an optional addition to the Upromise program.

Posted in: Credit Cards, Student Loans,
Tags: ptype_review,
13
Mar
What You Need to Know About Modern Portfolio Theory

Modern portfolio theory can be extremely valuable for investors of any age who are developing a strategy for their portfolio. Its primary aim is to reduce risk through diversification.

Posted in: Investing,
12
Mar
How to Save on Halloween

With the cost of Halloween continuing to rise for many families, it can be valuable to look for opportunities to save. There are different options to save on candy, costumes, and decorations including coupons, repurposing old items, and searching for deals.

Posted in: Personal Finance,
08
Mar
Capital One Student Loans: Alternatives to Consider

Capital One doesn’t offer student loans, although it does offer other forms of financing. For those trying to fund their college education, these other financial products are viable alternatives to Capital One student loans.

Posted in: Student Loans,
Tags: ptype_alternatives,