The Chase Slate card features an introductory APR on purchases and balance transfers. However, the credit card offers no rewards, cash back, or other fun perks.

The Citi Double Cash Credit Card offers cardholders the opportunity to earn cash back on purchases, and when you pay off those purchases.

The Citi Simplicity credit card offers an introductory 0% APR on balance transfers completed within four months of account opening. However, the card doesn’t offer a rewards program or many fun perks.

The HSBC Cash Rewards Mastercard features an attractive unlimited cash reward rate on all purchases, and an anniversary bonus on all cash rewards earned, once a year.

Understanding interest rates is important because your rate determines how much you’ll pay on credit cards and other loan products, including student loans. Variable interest rates can increase or decrease over time, while fixed rates stay the same over the life of the loan.

Small business loans for minorities offer the opportunity to fund a new venture, and they often have favorable terms and rates. Other loan programs that aren’t geared solely toward minorities could certainly still benefit minority business owners.

Upromise is a company owned by Sallie Mae that offers participation in a loyalty rewards program to help students and families save for college or pay down existing student loans. The cash back Upromise Mastercard is an optional addition to the Upromise program.

Modern portfolio theory can be extremely valuable for investors of any age who are developing a strategy for their portfolio. Its primary aim is to reduce risk through diversification.

With the cost of Halloween continuing to rise for many families, it can be valuable to look for opportunities to save. There are different options to save on candy, costumes, and decorations including coupons, repurposing old items, and searching for deals.

Capital One doesn’t offer student loans, although it does offer other forms of financing. For those trying to fund their college education, these other financial products are viable alternatives to Capital One student loans.