Ashley Sutphin Watkins
Articles by Ashley Sutphin Watkins:
The HSBC Gold Mastercard features an introductory APR on both purchases and balance transfers. After that, the APR remains competitive depending on the cardholder’s credit.
Understanding interest rates is important because your rate determines how much you’ll pay on credit cards and other loan products, including student loans. Variable interest rates can increase or decrease over time, while fixed rates stay the same over the life of the loan.
Small business loans for minorities offer the opportunity to fund a new venture, and they often have favorable terms and rates. Other loan programs that aren’t geared solely toward minorities could certainly still benefit minority business owners.