Ashley Sutphin Watkins

Ashley Sutphin Watkins is a graduate of UNC-Chapel Hill where she studied journalism. She has worked as a journalist, content creator, and copywriter for nearly a decade, with a focus on personal finance, real estate, and healthcare. She now lives in Knoxville with her husband and young kids. During her free time, she enjoys traveling and enjoying the outdoors in East Tennessee.

Articles by Ashley Sutphin Watkins:

18
Jul
How to Avoid a Student Loan Tax Offset on Your Refund from Defaulting

Many of us look forward to tax refunds each year. A refund means you overpaid your taxes throughout the year, usually because of how your withholdings are set up. The IRS sends a refund to cover the overpayment. However, in certain situations, such as defaulting on your student loans, your tax refund can be confiscated. […]

Posted in: Student Loans,
18
Jul
How Long Will It Take to Pay Off My Student Loans?

When it comes to student loans, borrowers often want to pay them off as soon as possible. Not only does it help save interest, it also eliminates the anxiety and stress that often comes with having student loan debt hanging over their heads. It’s difficult to move forward financially under the burden of student loan debt. Debt […]

Posted in: Student Loans,
18
Jul
How Do You Legally Settle Student Loan Debt?

Student loan debt can feel like a crushing burden and millions of Americans have already defaulted on their obligations. Borrowers may have the option to erase the debt burden through student loan settlement. When a borrower settles student loan debt, they agree to pay less than what they originally owed. Certain factors can determine whether or […]

Posted in: Student Loans,
17
Jul
Should You Use a Personal Loan to Invest in an IRA Quickly?

An individual retirement account, or IRA, is one of the most popular ways to save and invest money because of its tax benefits and advantages. When you contribute to your IRA, you’re adding money to your account that’s used to purchase investments like stocks, mutual funds, and bonds. The accountholder can withdraw money from their […]

Posted in: Personal Loans,
17
Jul
Does Having Multiple Credit Cards Hurt Your Credit Score?

Some consumers hold multiple credit cards for a variety of reasons. For example, you might open multiple credit card accounts to take advantage of different rewards programs. It’s not uncommon to have both a travel card and a cash back card. Or, others might want access to more credit or want to earn multiple sign-up

Posted in: Credit Cards, Credit Scores,
17
Jul
How to Get the American Airlines Credit Card 75,000-Mile Bonus

The Citi/AAdvantage Executive World Elite Mastercard is a popular airlines credit card that includes membership benefits like Admirals Club Membership at more than 50 lounge locations around the world. Other Citi/AAdvantage perks include priority check-ins, screening and boarding privileges, and the opportunity to earn double AAdvantage

Posted in: Credit Cards,
17
Jul
LendingClub Competitors and Alternatives

Peer-to-peer lending has become an increasingly common way for people to get funding. Through this method, people receive money from other individuals through a centralized platform instead of from a financial institution. LendingClub was one of the original leaders in this industry. Today, there are an increasing number of LendingClub competitors for personal loans&n

Posted in: Personal Loans, Small Business Loans,
17
Jul
Michigan Student Loans, Scholarships, and Grants Guide

When Michigan students apply for financial aid, they go through a specific process. The crucial step is to complete and file the Free Application for Federal Student Aid (FAFSA) as soon as possible. The FAFSA is used by all colleges to determine eligibility for state and federal financial aid, as well as the Expected Family […]

Posted in: Scholarships, Student Loans,
13
Jul
Lufthansa Miles & More World Elite Mastercard Review

The Lufthansa Miles & More World Elite Mastercard is an airline credit card issued through Barclays. While Lufthansa is a European airline, the card is the airline’s U.S.-branded product. This card offers generous reward-earning opportunities and other appealing features. This Lufthansa credit card is especially appealing for U.S. travelers who frequently go to

Posted in: Credit Cards,