Spending via credit and debit cards has become an integral part of the modern economy. While that’s a no-brainer today, it would have shocked a few old-timers to hear that plastic would virtually eliminate any need for hard cash. Despite this growth in popularity, even the dynamic of plastic spending is changing as debit cards are taking the […]
Ohio takes its name from the Ohio River, the major geographic feature of the famous Ohio River Valley. The enormous river valley, and later the state of Ohio, was “gifted” to the British Empire after victory over the French in the Seven Years War. A couple decades and a revolution later, the same river valley […]
Home to nearly three million people, Chicago, Illinois is the third most populous city in the United States. Aside from being a major U.S. city, Chicago has dominated the Midwest region as a major economic center with its access to the Great Lakes and Mississippi River system. Although recognized as a major economic center, Chicago is […]
Capital One is a financial services company that offers a wide range of consumer financial services including credit cards. It is the third largest credit card issuer with thirteen different credit cards ranging from travel to rewards-based offers. Capital One also offers balance transfer credit cards for new and existing cardholders which can be helpful for
Discover is a large credit union as well as the third largest credit card brand in the United States. Discover has fifty million cardholders in the United States with a range of card options and offers ranging from student cards, cash back rewards cards, to travel rewards cards. If you have a Discover card, you may be wondering about increasing [&h
American Express, commonly referred to as Amex, was founded in 1850. The multinational financial services corporation is the world’s largest card issuer by purchase volume and brings in a total revenue of $32.1 billion. The company offers personal, small business, corporate, and prepaid credit cards, as well as travelers’ insurance and travelers’ cheques. People who
The early 2000s are most often looked upon as the beginning of the subprime mortgage bubble which led to the devastating mortgage meltdown in 2008. However, while the growth of the subprime mortgage market was garnering all of the attention, the student loan market was quietly bubbling up at an unprecedented rate. Private student loans […]
Discover Financial Services has a variety of financial products available to consumers. It is best known for its banking products which includes Discover credit cards, student and personal loans, and checking and savings accounts. In 1986, Discover offered the one of the first cash rewards credit cards, and today, it continues to offer reward-based credit cards. [&hel
If you haven’t heard about Zelle yet, you’ll likely be hearing about it very soon. Zelle is a person-to-person payment service that was launched in June 2017 by over 30 leading banks and credit unions in order to give their customers a better way to send money to friends, family members, or even their children’s tutor through […]
Citi Global Perspectives and Solutions (Citi GPS) released their “Education: Back to Basics” report on July 17th, and the piece drew a frightening parallel between the current student loan debt situation in the U.S. and the mortgage debt crisis that sparked the Great Recession. Citi GPS’ report elevated the panic level that surrounds student loan debt in [&
