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Arizona is a beautiful state that has many different opportunities for economic growth and living. For those that live in this part of the United States, there is another perk as well. Like most states in the US, there are student loan forgiveness programs that are specifically geared toward residents or workers in this state. The following outlines more about these Arizona student loan forgiveness opportunities to ease your student debt.
Subject Specific Teacher Loan Forgiveness Program
For teachers and educators that wish to alleviate some of their student debt, there are programs available in the state of Arizona. Specifically geared towards those in the most underserved of academic areas in the state, this teacher loan forgiveness program is officially known as the Math, Science, Special Education Teacher Loan Forgiveness initiative.
Teachers who qualify can earn up to seven-thousand dollars per year in Arizona student loan forgiveness. If all eligibility requirements are met, the loan forgiveness amount can be renewed for up to three years. This program is specifically geared toward junior and senior college students pursuing educational degrees in order that they will stay and teach in one of these areas within the state of Arizona.
Other qualifications include:
- Must be a US citizen
- Non-citizens must meet additional proofs and residency requirements and must have lived in the state of Arizona for at least one year prior to application or award
- Must be a junior or senior enrolled in a bachelor’s program in the state of Arizona, with all other institutional requirements being met (this can be a qualifying private or public institution of higher learning)
- All applicants must have the intention to gain licensure in the state of Arizona to teach in one of the areas mentioned, including math, special education, or science. Certain geographical teaching goals may also be rewarded as well.
- Students who wish to apply must make sure that they have filled out the Federal Application for Federal Student Aid as well as meet with institutional financial aid offices in order to be provided the most current of applicant information. For more details, click the link listed above.
Arizona Legal Legacy Loan Repayment Assistance Program
Joyce Holsey was a woman who dedicated a great portion of her life to improving the justice system in Arizona. In recognition of her hard work and adherence to the belief in the legal system and its need for qualified leaders, the Joyce Holsey Foundation was started. This approved but nonprofit organization provides student loan forgiveness in Arizona through a program known as the Joyce Holsey Arizona Legal Legacy Loan Repayment Assistance Program.
Though the amount varies from year to year, applicants and those who desire to pursue this forgiveness program should expect to meet the following requirements, including:
- Must be a legal aid attorney that is working for an approved non-profit organization
- Must be an alumni of either the Sandra Day O’Connor College of Law or James E. Rogers College of Law
- Attorneys working for a government agency or entity are not eligible to participate in the program
- Must meet public service criteria and want to remain in that arena to be eligible
Students who wish to apply must also review the most current of standards and criteria which can be found by clicking this link.
Primary Care Loan Forgiveness Programs
For primary care physicians in the state of Arizona, there are opportunities to help in battling the demons that are financial debt and burdens. These include two main programs: the Primary Care Provider Loan Repayment Program and the Rural Private Primary Care Provider Loan Repayment Program. The loan forgiveness amount for these programs can vary from nearly seven-thousand dollars up to twenty-thousand per year.
These programs are run by the Arizona Department of Health Services as well as the Bureau of Health Systems Development and the goal remains the same: to enhance and drive the retention and the overall recruitment of primary care physicians in the state. Specifically, these programs are meant to entice and reward those who serve in one of Arizona’s underserved population areas, including those in more rural settings.
Qualifications for this program include:
- Being a US citizen
- Demonstrating student loan debt
- Working full-time at a qualifying health institution in an underserved area of the state, as determined by the aforementioned offices
- Must meet all state licensure requirements and be accredited
- All other eligibility requirements which can be found by clicking this link.
Author: Jeff Gitlen