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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

What Can Be Used As Collateral for a Personal Loan?

Many people think of personal loans as unsecured loans—loans you can get based on your...

Truist Personal Loans Review

Truist is a newer bank founded in late 2019 by the merger of BB&T and SunTrust Bank. Those banks were already large, and...

Best Banks Offering Personal Loans

Personal loans are the Swiss Army knives of financial products. You can use them for almost anything, from consolidating credit cards to funding...

Brigit Cash Advance Review

Brigit launched in 2019 with a mission to help Americans build a brighter financial future. Its budgeting tools help customers plan their finances...

Dave Cash Advance Review

Dave is a digital banking app that launched in 2017 with the goal of helping Americans avoid overdraft fees. The company’s products include...

MoneyLion Cash Advance Review

About MoneyLion  Founded in 2013, MoneyLion began with a mission to help Americans who may not have access to traditional banking opportunities. It...

EarnIn Cash Advance Review

About EarnIn  Founded in 2014, EarnIn cash advance was created to help responsibly employed borrowers with cash flow issues between paychecks. Because EarnIn...

Klover App Review: Cash Advance & Budget

Klover was founded in 2019 on the premise that financial tools should be available for everyone. The Klover app offers up to a...

Fig Loans Personal Loan Review

About Fig Loans Founded in 2015, Fig Loans targets working-class Americans needing financial support. It emphasizes flexible payments, credit-building, and instant funding. This...

No-Interest Personal Loans

Borrowing money comes at a cost. Depending on the lender, you might need to pay application fees, origination fees, and late payment fees....